Property insurance policies are complex legal contracts. That’s because the insurance industry has its own language and processes that can be subject to multiple interpretations. One of the terms that ...
U.S. Magistrate Judge Andrew Edison of the United States District Court for the Southern District of Texas recently issued a decision granting summary judgment for an insurance carrier in a ...
Was the loss caused by a covered peril—wind— requiring the insurer to pay for a new roof? Or, was the loss caused by excluded conditions, such as deterioration or wear and tear, which the policy does ...