The main advantage of fixed index annuities is their protection from downside risk. As many of our clients approach retirement and are no longer accumulating assets, they do not want 100% of their ...

This guide will explain how fixed index annuities work, their benefits and risks and when they may or may not be a smart choice. A fixed index annuity combines elements of fixed annuities (which ...

While both fixed and index annuities offer tax-deferred growth, downside protection of your principal investment and add-ons such as riders and death benefits, there are differences in how they ...

Although they are relative newcomers, Fixed Indexed Annuities paired with Guaranteed Lifetime Withdrawal Benefits, are one of the most popular annuity vehicles on the market today. But is this ...

A deferred annuity is a long-term contract with an insurance company that provides future income—often for life—in exchange ...

With indexed annuities, you can benefit from the advantages of both fixed and variable annuities. With a minimum guaranteed return, you are tied to the performance of a market index, like the S&P 500.

You pay the annuity company a lump sum or a series of payments, and they pay you a fixed return on your contributions. An index annuity ... offer diversification benefits which can help mitigate ...

The Annuity Guru highlights the benefits of upgrading outdated fixed indexed annuities (FIAs) for retirees. Newer FIAs offer ...

Other types of annuities, like variable annuities and indexed annuities, share certain features with a fixed annuity but may offer greater payouts—and greater risks. Many financial professionals ...

Our most recent research, “Under the Microscope: Fixed-Indexed Annuities With Guaranteed Lifetime Withdrawal Benefits” details how this popular investment vehicle works and determines whether ...

Rider Fees: Optional add-ons for benefits like guaranteed ... What are the different types of annuities? There are fixed, variable, and indexed annuities, as well as immediate and deferred ...

In particular, fixed-rate deferred annuities ... a rate of return that tracks an index such as the S&P 500," said Bankrate. Annuities can offer definite benefits, depending on the type ...