The Secure 2.0 Act included changes to 401(k) plans that start in 2026, including new rules for catch-up contributions for ...

From higher contribution limits to proposed investment and tax rule changes, here is what workers should know about possible 401(k) updates in 2026 under Trump.

While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...

Learn the essential withdrawal rules for Roth 401(k)s to prevent taxes and penalties, ensuring you're optimizing your ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

If you're going to save for retirement, it generally makes sense to do so in a tax-advantaged account. That way, you can shave down your IRS bill in some shape or form in the course of building up a ...

One nice feature of 401(k)s is that they have generous contribution limits, including catch-up limits. In 2026, you'll be forced to make your catch-up Roth-style if your 2025 income is over $145,000.

Will workers earning more than $145,000 want to put those retirement contributions in a post-tax Roth account? Their answer might surprise you. Would you rather pay tax now and have tax-free growth, ...

For the past 24 years, workers age 50 or older have been able to supercharge their 401(k) accounts by making “catch-up” contributions as they approach retirement. But new rules from the IRS will ...

Sometimes, changes in laws, tax policies, and even economic instability can affect 401(k) retirement plans directly or indirectly. During President Trump's first term, his administration made changes ...

Retiring soon? Expert explains how IRAs and 401(k) work - ‘The tax advantages associated with IRAs and 401(k)s is what makes them powerful tools when saving for retirement,’ one expert said ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Ebony Howard is a certified public ...