July 18 mortgage rates hold steady at 6.625% as builders offer discounts and incentives to attract hesitant buyers.

Lloyds Bank is launching a two-year fix at 3.69 per cent - the lowest rate on the market. But it does come with certain conditions that customers must follow

High summer’s heat may be making home equity rates sleepy. The average rate on a $30,000 home equity line of credit (HELOC) was unchanged at 8.27 percent for the fifth straight week, according to Bankrate’s national survey of lenders. The average rate on the $30,000 home equity loan barely stirred, moving two basis points up to 8.28 percent.

Mortgage rates on July 17, 2025, hold steady as 30-year fixed sits at 6.625%. Here’s what today’s numbers mean for buyers and refinancers.

The numbers for June came in pretty much as economists had predicted — a moderate increase from last month. The rate of inflation rose 0.3% from May to June, and was up 2.7% compared to June 2024. In other words, if it feels like everyday goods cost more, it's because many of them do.

The cheapest fixed rate mortgages have edged lower once again thanks to another wave of rate cuts by lenders this week.

If you're thinking about tapping your home's equity, make sure you understand what could happen with rates soon.

The post Mortgage Report Offers Guidance For Homebuyers appeared first on Considerable. A new report released Friday provides homebuyers with detailed information on , offering crucial guidance for those navigating the housing market.